1 / 6Many wants money but afraid to invest, But, now the post office has a plan from which you will get a guaranteed return.2 / 6Post Office Savings Scheme- There are many benefits to this account (Post Office Savings Scheme). This account can also be opened in the name of children above 10 years of age.3 / 6You can open this Post Office Account (Benefits of Post Office Monthly Income Scheme) by visiting any Post Office. Under this, a minimum of Rs.1000 and a maximum of Rs.4.5 lakhs can be deposited. 4 / 6If the child is above 10 years of age, you can open MIS Benefits account on his name. The maturity period of this scheme is 5 years. It can then be turned off in middle.5 / 6If you open the account on your child's name you can deposit up to 2 lakhs which will get monthly interest around 11,000 and in five years, the interest will be a total of Rs 66,000 and you will also get a refund of Rs 2 lakh which you deposited.6 / 6The special feature of this Post Office Monthly Income Scheme Calculator is that it can be opened as a single or joint account with three adults.If you deposit Rs. 3.50 lakhs, you will get Rs. 1925 monthly.