1 / 7With the onset of 2022, the risk of the omicron virus has increased. In the last two years, Corona has already caused a number of financial crises for many people. So here are six things to keep in mind to avoid a financial crisis in the new year.2 / 7Avoid using credit cards at all times except in emergencies. This will save you from falling into the trap of unnecessary debt. During the Corona period, many people could not pay their credit card bills.3 / 7Financial discipline is essential for controlling spending, so prepare your monthly expenditure budget or household budget. Strictly follow it. 4 / 7Proved the importance. Be sure to take out health insurance to cover the cost of a sudden illness. You can take a separate 'Corona Armor' policy for Corona.5 / 7Choose the right investment option considering your future needs. If you are already investing, keep it up. A monthly investment or systematic investment plan (SIP) is essential.6 / 7When investing, avoid spending all your money on one plan or one place. If the money is invested in one place, and the plan of the exact place does not give the right return, then you can get in big trouble.7 / 7Create your own emergency fund to survive a sudden financial crisis. You can save this amount in a bank savings account or liquid fund of a mutual fund. This amount should cover at least 3 months of your household expenses.