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Budget 2023: Who can invest in Mahila Samman savings certificate

By Lokmat English Desk | Updated: February 9, 2023 20:10 IST

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Finance Minister Nirmala Sitharaman announced a new savings scheme for women in her budget speech on February 1. The Finance Minister had said that he had decided to launch a new savings scheme for women called Mahila Samman Savings Certificate.
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The scheme will be available for women for two years till March 2025. In this, up to Rs 2 lakh can be invested in the name of a woman or girl child, which will earn 7.5 per cent interest per annum. It will have a partial withdrawal option.
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Through Mahila Samman Savings Certificate, Mahila Samman Savings Certificate can be purchased in the name of any woman or girl child. Through this money can be invested on their behalf.
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The maximum investment limit in Mahila Samman Savings Certificate is Rs 2 lakh. Investors can earn a fixed interest rate of 7.5 percent under this scheme.
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Important thing to note here is that this is a one time scheme. Women investors will be able to take advantage of this scheme for the next 2 years i.e. till 2025.
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This scheme is being run by the central government. Also, the option of partial withdrawal has also been given to the investors in this scheme. Investors can withdraw some money from this if required.
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No further details on how the interest will be calculated have been revealed. No information has come out whether compounding interest will be given or simple interest will be given. No information has been given yet whether TDS will be deducted on the interest received.
Tags: Budget 2023Finance Minister Nirmala Sitharaman
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