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IN PICS! Postal Life Insurance: Good news people taking post office life insurance! Now pay multiple premiums together

By Lokmat English Desk | Updated: February 26, 2021 18:13 IST

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If you have taken life insurance from the post office, there is good news for you. Now you can pay premiums for other policies as well.
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Postal Life Insurance has informed about this through a tweet. You will also be able to pay multiple premiums for Postal Life Insurance and Rural Postal Life Insurance policies.
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Post's insurance category is divided into two parts. The first is PLI and the second is RPLI. PLI is an old insurance policy.
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This policy was introduced on February 1, 1884 during the British rule. Previously, the insurance was only for government and semi-government employees.
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But in 2017, all the policies coming under PLI were made available to all professionals and employees of BSE, NSE.
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Under this, insurance up to Rs 10 lakh can be taken. RPLI, on the other hand, is an insurance scheme for people in rural areas.
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There are six policies under PLI. These include Whole Life Assurance (Security), Convertible Whole Life Assurance (Facility), Endowment Assurance, Joint Life Assurance, Anticipated Endowment Assurance and Children's Policy.
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RPLI includes Life Assurance (Rural Security), Convertible Whole Life Assurance (Rural Facilities), Endowment Assurance, 10 Years Rural PLI, Anticipated Endowment Assurance and Children Policy. Both these policies have some similarities.
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You can take insurance up to Rs 10 lakh. You can buy this policy for 55 years.
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If the policyholder does not choose the option to change the policy for six years. So that policy will be considered lifetime.
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You can also take loan on this policy if needed. This policy can also be surrendered after three years.
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If you surrender this policy five years ago and take a loan before then, you will not get bonus on PLI. The policy also has the facility to change the nominee.
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If your policy is less than 3 years old and the policyholder has defaulted the premium six times in a row, the policy will fall into the lapse category.
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Postal life insurance is exempted under the Income Tax Act. This policy can be transferred to any circle of the country.
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You can pay the premium of this policy either annually or for six months.
Tags: The directorate of postal life insuranceLife Insurance Policy
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